01 · Prepare
Employees own their savings
Employees save toward a future home purchase in accounts they own. HBN would not hold their savings.
How it works
A framework to explore together.
The working concept combines employee-owned savings with a possible employer benefit. The design and terms are still being developed.
02 · Support
Employers define the benefit
An employer could offer a conditional benefit paid after a qualifying purchase is verified. It would not be cash available before closing.
03 · Coordinate
HBN helps make it clear
HBN could help communicate the rules, organize readiness and verify the purchase. Final terms require further development and professional review.
This is a concept, not an active benefit or a promise of funding.
The concept
A simple framework. A meaningful destination.
The public demonstration walks through an illustrative employer and employee experience. It is designed to help organizations explore the concept and give useful feedback as HBN develops.
Explore the public demoExplore the benefit
See an illustrative view of how employer participation and employee progress could be presented.
Consider the fit
Think through how a homeownership benefit could complement existing workforce programs.
Shape what comes next
Share your perspective through the questionnaire that fits your role and help inform future program design.