Test a simple budget scenario for a possible homeownership benefit. Start a conversation with your team using clear arithmetic.
Illustration only. HBN is in research and concept development. This is not a quote, program offer, or estimate of tax treatment, eligibility, compliance costs, or return on investment. No account or personal information is needed. Your entries stay in this browser session and are not submitted to HBN.
Illustrative 12-month budget
Participant count is rounded to the nearest whole person. This is a hypothetical recurring-contribution budget comparison, not the current working model of a conditional benefit paid after a verified purchase. This is a hypothetical recurring-contribution budget comparison, not the current working model of a conditional benefit paid after a verified purchase. Assumes the same participants and contribution for all 12 months. Other annual costs are the amount you enter, not a provider fee estimate. Employee contributions, investment returns, payroll taxes and fees not entered above are excluded.
Use the numbers to ask better questions
What participation would be realistic? Would employees value education or independent guidance alongside a contribution? How would this compare with other financial-wellness priorities? No recruitment or retention result is assumed.
